Property Investor News
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What is Rental Yield? 2-Jan-2021
Before you buy an investment property, you’ll likely calculate its yield. The yield on an investment property…
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Why Landlord Insurance is an expense you won't regret 2-Jan-2021
According to Finder, landlord in insurance costs an average of $208 per month for a property worth…
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Buying Property in a Self-Managed Super Fund 30-Nov-2020
Using an SMSF to buy property has become popular in recent years, but you need to…
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What is Capital Gains Tax (CGT)? 30-Nov-2020
Capital Gains Tax (CGT) is a key area of tax that property investors should understand. While CGT…
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Tips for Sprucing Up Your Investment Property While Saving Money 31-Oct-2020
Saving money and renovating your investment property typically don't seem to go hand in hand. However, there…
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Making more money from your investment property 31-Oct-2020
Doing the research to find a great investment property is a key part of starting your investment…
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Timeless Money and Investing Principles for Long-Term Financial Stability 1-Oct-2020
As a property investor, you understand the power of putting your money to work for you as…
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Upcoming development trends and impacts on the property market 1-Oct-2020
Knight Frank recently released its 2020 Outlook Report, outlining the ten most important factors for the residential…
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Rethinking Lenders' Mortgage Insurance 31-Aug-2020
Lenders' Mortgage Insurance (LMI) is typically seen as an additional cost when people buy a property. Some…
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New Reports Says The Number of Renters Will Increase In Australia 31-Aug-2020
A new report, Australian home ownership: past reflections, future directions, produced by researchers from Swinburne University of…
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4 Property Investment Tips to Strengthen Your Strategy 8-Aug-2020
According to CoreLogic's Profile of the Australian Residential Property Investor, the value of people's wealth held in…
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Your Key Costs as a Landlord 8-Aug-2020
Property investing is an excellent vehicle for building long term wealth. But you need to factor in…
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Are You Ready For The End of Financial Year 8-Jul-2020
The end of the financial year is almost here, which means it's tax time. While it can…
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Different Ownership Structures for Property 8-Jul-2020
In Australia, over 65 per cent of buyers purchase their property in their own name. But other…
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Bullet-proofing your rental property in a competitive market 28-May-2020
It will take some time before we know the full effects of the COVID-19 pandemic on the…
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Got paperwork? Time to catch up on all your investment property admin 28-May-2020
As the end of the financial year fast approaches now is a good time to catch up…
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How will Australia's apartment market perform in 2020 1-May-2020
The last 12 months have been a rollercoaster for property prices in Australia. The record-low interest rate…
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4 ways to optimise your rental returns during a crisis 1-May-2020
We’ve never experienced anything like COVID-19 in our lifetimes, and when faced with uncertainty, it’s easy to…
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How to build up savings while paying off debt 6-Apr-2020
Australia's household debt has increased rapidly over the last few decades. Driven by several factors including the…
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Are you being smart about your tax deductions? 6-Apr-2020
A case study by BMT Quantity Surveyors has revealed the additional deductions that may be available with…
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4 tips for becoming a better Property Investor 6-Jan-2020
There are a lot of things you need to think about when you're a property investor such…
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6 tips for Property Investing success in 2020 6-Jan-2020
It's a new year, and with that often comes a renewed sense of motivation and inspiration. For…
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Would you buy property with a friend? 3-Dec-2019
Entering the property market with someone has many perks. You've got someone else to help you bear…
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Australia Could End Up At 0% Interest Rates And Start QE 3-Dec-2019
As the Reserve Bank of Australia (RBA) made its third rate cut for the year to 0.75…
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3 key steps for property investing success 12-Nov-2019
When you’re buying, selling and renting properties, you’re most likely not going to become an overnight millionaire,…
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The rental market has hit the best affordability in 11 years 12-Nov-2019
According to a study by the Real Estate Institute of Australia (REIA), rental affordability around Australia has…
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Interest rate update 1-Oct-2019
The Reserve Bank of Australia has moved to cut interest rates to a new record low of…
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The power of buying in a good school catchment 1-Oct-2019
The provision of Government infrastructure, proximity to the CBD and lifestyle amenities and access to public transport…
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How to make tax time go smoothly 1-Aug-2019
Tax time is here again and that means many property investors are going through the process of…
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ATO cracking down on investment property deductions 1-Aug-2019
Just in time for the end of the financial year, the Australian Taxation Office (ATO) announced it…
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June 2019 3-Jul-2019
Welcome to our June! Can you believe it’s the end of the financial year already? Where does…
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Market forces that drive up rent prices 3-Jul-2019
As a landlord, rent increases are something you need to think about as it comes time to…
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How much time are you spending on property research? 3-Jul-2019
As a property investor, a large portion of your time, energy and thoughts probably go towards researching…
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Real Estate Academy Interview with Laetitia Jones 18-Jun-2019
Last month our very own Laetitia Jones celebrated 9 years in Real Estate and Property Management with…
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This month May 2019 29-May-2019
Well, the cool weather has certainly hit us over the past few days. We can absolutely feel…
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3 Finance hacks every property investor should know 29-May-2019
Whether you’re strictly a property investor, or you have other investment holdings as well, understanding how to…
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Lending to Households has increased slightly but will it continue? 29-May-2019
According to recent data from the Australian Bureau of Statistics (ABS), new lending to households increased by…
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This month - April 2019 30-Apr-2019
This month has been fun with all the Easter activities. Schools back and we are back in…
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4 things you can do to increase your chances of a loan approval 29-Apr-2019
With credit tightening for property investors for well over a year now, making a strong case in…
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Rental vacancy rates remain mixed around Australia 29-Apr-2019
According to Domain’s monthly rental vacancy update, the numbers remain mixed around Australia’s capital cities. To calculate…
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Easter 2019 17-Apr-2019
We will be closing at 5pm on Thursday 18th April and reopeing at 9:00am on Tuesday 23rd…
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March 2019 Update 1-Apr-2019
March has been another great month for the HSPM team. Crystal and Laetitia both celebrated birthdays and…
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Where will Australia house prices go in 2019 31-Mar-2019
As covered by comparison site Finder, the RBA's cash rate survey for December 2018 reported that 71%…
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When fixtures and fittings should be updated 30-Mar-2019
Some of the things that start to show their age quickly in property are fixtures and fittings.…
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February 2019 Update 20-Feb-2019
Welcome back to 2019. Its been a great 30 days here at home. The team enjoyed 3…
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Environmentally Conscious 20-Feb-2019
In a world of energy efficient appliances and strategies is here. We need to be more conscious…
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Zero tolerance goes a long way 20-Feb-2019
When a tenant falls behind in the rent it is always best to address this quickly with…
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This month - August 2018 5-Sep-2018
We are super excited here at home for the warmer months. It has been a cold winter…
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Claim property deductions this financial year 20-Aug-2018
Property depreciation deductions can make a big difference to a property owner’s cash flow. The Australian Taxation…
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11 Steps for first time property investors 20-Aug-2018
When searching for the ideal investment, there are many choices to make and priorities to weigh up.…
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The depreciation deductions that often go unclaimed 16-Jul-2018
Depreciation continues to be one of the most common deductions missed as research suggests that just 20…
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This month July 2018 16-Jul-2018
The weather is cooler and the days shorter. We seem to be leaving the office in the…
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9 Steps to avoid being sued by your tenant 16-Jul-2018
Lawsuits are unfortunately a part of life, and they can happen at any time – especially when…
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Top ways to boost your rental income 25-May-2018
Securing a strong yield in rental income is the strategy of many property investors. Strengthening this further…
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What investors need to know about property valuations 25-May-2018
Astute property investors should think more like a property valuer and approach each property transaction rationally, without…
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This month - May 2018 1-May-2018
Welcome back to our landlord newsletter! We have been silent for a few months while we explored…
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Claim financial deductions this financial year 1-May-2018
Property depreciation deductions can make a big difference to a property owner’s cash flow. The Australian Taxation…
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Professional marketing gets your property noticed and leased 1-May-2018
When your Property Manager suggests professional marketing for your investment property take the advice for what it…
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Is your investment property the best fit for its location? 29-Jun-2017
Doing your research on the area in which you’re planning to invest is paramount to maximising your…
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Budgeting for expenses and maintenance 29-Jun-2017
It’s that time of year when you should stop, take stock and review the performance of your…
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Furnished or unfurnished rental property? 30-May-2017
To lease your property with furniture or without furniture is one of the questions we are commonly…
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Is your investment property ready for winter? 30-May-2017
With Winter just around the corner now is the time to ensure both your investment property and…
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Benefits of the Investment Loan Health Check 28-Apr-2017
The days of the ‘set and forget’ home or investment loan are long gone and now more…
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Minimal maintenance VS capital improvements 28-Apr-2017
Whether you own one investment property or your property investment portfolio is well established, it’s important to…
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Strategic lease renewals reduces risk & optimises annual yield 28-Mar-2017
Managing your lease is a lot like running a business. When running a business you need to…
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Why liability should be top of mind as a landlord 28-Feb-2017
Owning an investment property is an exciting and rewarding experience and in most cases tenants look after…
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Tenancy database laws – how we protect you 28-Feb-2017
There’s been a lot of talk about tenant listings on default databases around the country lately. However…
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Why we can’t take your word for it 17-Feb-2017
It’s not that we don’t believe you! It’s simply that NSW rental legislation requires everything in writing.…
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Fair wear and tear & how you can prevent the domino effect 29-Jan-2017
As an investment property owner, have you ever wondered what the term “fair wear and tear” actually…
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The value of great tenants 29-Jan-2017
All landlords know that great tenants pay their rent on time. But many investment property owners don’t…
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What is property depreciation and how can it help you? 22-Dec-2016
It’s normal for properties and the assets contained within them to go through a gradual process of…
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Appliance repair and replacement – know the rules 22-Dec-2016
We are often asked by our investor clients to insert a special condition into the Tenancy Agreement,…
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Time to review your cover 29-Nov-2016
Would you be adequately covered if something were to happen to your investment property? With summer almost…
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We don’t just put anyone in your property 29-Nov-2016
One of the more common questions we are asked by property investors, especially first time investors, is,…
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Exclusive property investment opportunity 27-Oct-2016
Over 40% of the energy Australians use at home is for heating and cooling; and that’s not including…
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Exclusive property investment opportunity 27-Oct-2016
An exclusive opportunity awaits the astute Central Coast property investor who understands that when it comes to…
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Better safe than sorry 30-Sep-2016
Whenever you enter into a new Lease Agreement your Property Manager is required by Law to ensure…
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Who is today's typical tenant? 30-Sep-2016
Tenant profiles are changing. Statistics recently released show that the current profile of a typical tenant is…
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Landlords did you know? New domestic violence laws to protect tenants 29-Aug-2016
Recently revised tenancy laws have been welcomed by organisations working with victims of domestic violence. The new…
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A good credit rating is just as important as a clean tenancy record 16-Aug-2016
Did you know that whenever you apply for a rental property it’s not just your tenancy record…
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Tough recommendations are made to protect you 27-Jul-2016
Sometimes despite our best efforts, tenants fail to pay rent for a variety of reasons. As your…
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Why it pays to take the time to read Strata Meeting Minutes 27-Jul-2016
They may not be the most riveting reads but it really is important to read the minutes…
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Want more money in your pocket? Depreciation is the key! 23-Jun-2016
With the end of financial year just around the corner, now is the time to re‐visit the…
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Why apartments are so popular 23-Jun-2016
Did you know that over the last 20 years, apartment purchases have increased to over 35% of…
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The three steps to leasing your property 31-May-2016
There are three steps that are undertaken to ensure your property is leased in the shortest possible…
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Are you limiting your investment future? 31-May-2016
Are you aware of the equity you have in your investment property, which you can utilise to buy another…
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The opportunity in a vacancy 2-May-2016
Many landlords hear the word ‘vacancy’ and immediately go into a panic... But while minimal vacancy periods…
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Your rental statement – when do we issue it? 2-May-2016
Are you unsure about when to expect your rental statement? Here’s a rundown of how your monthly…
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Attracting better tenants 24-Mar-2016
Attracting good tenants can seem a daunting process however there are a number of steps that can be followed…
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24/7 online access to your property data 24-Mar-2016
We have put together some useful water saving tips to help you reduce your water usage and…
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24/7 online access to your property data 24-Mar-2016
Don’t forget you can access all your investment property data anywhere any time with our secure 24/7…
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The service of a termination notice 29-Feb-2016
Sometimes despite our best efforts, tenants fail to pay rent for a variety of reasons. As your…
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Rent reviews – to increase or not to increase? That is the question! 29-Feb-2016
Prompt and ongoing rent payments are the lifeblood of any property investor. That’s why we suggest maintaining…
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Make increasing your rent returns your No. 1 New Year’s Resolution for 2016 29-Jan-2016
As a property investor now is the time to think about making the ultimate New Year’s Resolution…
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Why professional marketing will get your property leased faster 29-Jan-2016
When your Property Manager suggests professional marketing for your investment property, they are making the suggestion for…
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The truth about appliances in a rental property 23-Dec-2015
We are often asked by our landlords to insert a special condition into the Tenancy Agreement that…
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Are you limiting your property investment growth potential? 23-Dec-2015
Did you know that by being unaware of the value of your investment property you could be…
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Finding out what your investment property is worth 30-Nov-2015
We are regularly asked by our investor clients what their investment property is worth. When our landlords…
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Depreciate your property and maximise your returns 30-Nov-2015
Although the end of financial year is behind us, it is not too late to arrange to have a…
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Be Strata Aware 26-Oct-2015
Prior to purchasing a strata title investment property, we strongly recommend that our clients have a strata…
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Its all in the budget 29-Sep-2015
Successful budgeting not only applies to balancing a company’s books or the household budget, but is also…
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Owners beware 29-Sep-2015
The Residential Tenancies Act clearly states that the Property Investor must maintain the premises in “good or…
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This Month - September 2015 29-Sep-2015
You would have been forgiven for thinking you were anywhere but on the Central Coast in spring…
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Getting the most out of your investment 3-Sep-2015
Investing in real estate is a great investment which virtually ensures profit through capital growth and of…
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Routine inspections not so routine 1-Sep-2015
Routine inspections are an important part of our management service that we take very seriously. Upon giving…
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Why apartments are so popular... 31-Jul-2015
Over the last 20 years, apartment purchases have increased to over 35% of all property transactions. The…
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Self-managing your own rental property, is it a good idea? 31-Jul-2015
A question we quite often get asked from property investors is, “Why can’t we just manage our…
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The art of securing a tenant for your property 30-Jun-2015
Securing a suitable tenant for your investment property is not as simple as opening the door and…
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Why Top-up cleans are recommended 23-Jun-2015
In all cases a tenant is required to leave a property reasonably clean and as Property Managers…
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Window and balcony safety 23-Jun-2015
According to the information on the Fair Trading website; each year, around 50 children fall from windows…
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Keeping your repairs and maintenance to a minimum 29-May-2015
Purchasing an investment property is never an easy decision. Once you have secured your finance, found the…
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Renewing your tenants lease makes good business sense. 29-May-2015
We have found that not all property investors see the advantage of renewing their tenant’s lease agreement.…
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It's nearly tax time - take the opportunity to maximise tax deductions 30-Apr-2015
Well, the End of the Financial Year is only three months away! Now is the time to…
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The essential 3 P's to market your property successfully 30-Apr-2015
The days of simply placing a 'For Lease' sign at the front of your property or posting a typical…
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Unlock the Potential in your Investment Property 27-Mar-2015
You may have owned an investment property for some time, but have you made sure that you…
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A common maintenance responsibility landlords overlook 27-Mar-2015
Whilst maintenance on investment properties commonly involves things like leaking taps... there are often hidden maintenance issues…
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To renovate or not to renovate? 27-Feb-2015
Our property investors often ask when is the best time to renovate their investment property. Experience tells…
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The property investor’s duty of care 27-Feb-2015
The recent deaths of five children in rental properties throughout the country has highlighted the need for…
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Your New Year resolution for your investment property 30-Jan-2015
As a property investor, now is the time to think about making the ultimate new year's resolution.…
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Tips to protect your investment property & your home this festive season 18-Dec-2014
The festive season is a wonderful time to celebrate with family and friends. But it's also a…
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Why should I obtain a Building Inspection Report on my investment property? 18-Dec-2014
We are recommending that all our landlords consider obtaining a Building Inspection Report on their investment property…
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Home's Launch Party 6-Dec-2014
Principal & Managing Director Tennille Mugridge said “it is always a great time when you can let…
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Have you created a budget? 18-Nov-2014
Most of us have a household budget, but have you created a budget or financial plan for…
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Self Managed Super Funds 18-Nov-2014
The growth in investors using self managed super funds (SMSF) to make property purchases has been nothing…
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Why ingoing and outgoing condition reports are so important 20-Oct-2014
All property Investors take note! Other than the Tenancy Agreement, the Ingoing and Outgoing Condition Reports are…
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Why it pays to assess the detail if you own a Strata Title property 20-Oct-2014
All too often property investors pay little attention to the detail contained in the Agenda and Minutes…
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Pet References 30-Sep-2014
While changes to legislation over the past few years have classified many of the grey areas in…
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The importance of selecting the right tradesperson 29-Sep-2014
We have found that the cheapest quote is not necessarily the best quote at all. When appointing…
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Common Mistakes Property Investors Make - Indifferent Expectations 26-Aug-2014
When it comes to property management, it is good to have the right understanding and expectation. Here…
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Duty of Disclosure - Asbestos 25-Aug-2014
Back in the late 1960's and throughout the 1970s a company called Mr Fluffy was kept busy installing deadly…
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Understand the Benefits of Renewing Your Tenant’s Lease 16-Jul-2014
Ensuring a continued tenancy is paramount in order for you to budget for regular and ongoing rental…
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Winter is here 16-Jul-2014
Officially winter is here, but before the really cooler months settle in, July is a great time…
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Understanding Your Strata Lot Allocation 26-Jun-2014
In a strata plan, if your share of the levies isn't a fair representation of your unit's…
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Being Lease Compliant is About Minimising Risk 26-Jun-2014
Upon entering into a new lease agreement, your Property Manager will need to ensure that your lease…
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Don't leave tax time until the last minute 29-May-2014
Can you believe it? we are drawing close to the end of a financial year again! Instead…
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What to do when a repair is required 29-May-2014
It’s a fact of life that sooner or later your investment property will need some repairs. Before…
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Good tenants are worth keeping 20-Mar-2014
Throughout the country, demand for rental properties by tenants usually outweighs the number of properties available. This…
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What to account for when calculating yield 20-Mar-2014
As 2014 dawns, the media is once again full of expert projections for property price growth in…
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Detach yourself from your investment property 20-Feb-2014
Property investment has come a long way from the days when a landlord managed his own property,…
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Choosing the ultimate investment property 20-Feb-2014
Look for Value - Most people will want their properties to be high yield- So use sites like RPData.com.au and…
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How safe is your rental property? 23-Dec-2013
Today, there are a host of compliance issues that a property investor must address in order to…
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Solar Power - What's in it for Landlords? 23-Dec-2013
As we enter the new age for energy on our planet, it is surprising to note that…
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Emergency Repairs over Christmas 21-Dec-2013
For any emergency repairs over the Christmas Break... Our clients can contact our list of preferred tradespeople. What…
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This month.. December 2013 21-Dec-2013
Property market news & be rewarded for referring our services A low vacancy is music to the…
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Referral Rewards with Home 18-Dec-2013
As a customer of Home, we value your service and hope that you value our service also.…
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Beware creepy crawlies attacking your valuable asset 14-Nov-2013
While there are dozens of nasty pests that can have a negative impact on the value of…
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Common mistakes property investors make mistaking cheap fees for quality service 11-Nov-2013
In property management we see many property investors making the mistake that all real estate companies are the…
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Investor News This Month - November 2013 10-Nov-2013
Christmas Trading Our office will be closed for Christmas from 12 noon on Friday, December 20 and…
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Questions to ask your property manager when reviewing a tenancy application 14-Oct-2013
Processing an application for tenancy is a basic role for your Property Manager who will recommend the…
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Units or house - which is best to invest in? 3-Oct-2013
Apartments are currently producing better yields than houses, right across Australia. However, the one absolute certainty is…
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Investor News This Month- October 2013 3-Oct-2013
New property management software to make your lives easier As is the case with almost any new…
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Happy tenants are good tenants 5-Sep-2013
Our Wealth in Property Investment Seminar was a great success! On the 9th of September we had…
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Investor News This month- July 2013 4-Jul-2013
Tribunal – why early intervention & prevention is best In most cases, the relationship between our landlords…
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What's your plan? 4-Jul-2013
As we kick into Australia's colder months and our heating devices come out it is important to…
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Refurbish to Increase Your Returns. 4-Jul-2013
If your property is presently vacant or is about to become vacant, now is the perfect time…
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Fairly malicious 6-Jun-2013
Although there are several grey areas of property management, perhaps one of the most contentious between landlords…
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Investor News This month- June 2013 6-Jun-2013
THIS MONTH… The results are in – how has the NSW investment property market fared over the…
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Pool maintenance made easier 6-Jun-2013
A pool that is not adequately maintained not only affects water quality but it also affects the…
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Malicious Damage - Is your building covered? 23-May-2013
This is a topic that is very important not just for Central Coast Property Investors but for…
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Alterations and additions to your rental home 23-May-2013
We often are asked the question from our tenants"can i put some hooks up so i can hang my pictures on…
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The winners have been announced for the LPMA 2013 Awards for Excellence 3-May-2013
The winners have been announced for the LPMA 2013 Awards for Excellence. Local property management business Home…
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Investor News This Month- May 2013 2-May-2013
NBN will transform the way we live, work and play The NBN is Australia's first national open…
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What happens when the fixed term of the tenancy agreement expires? 2-May-2013
There is a common misconception regarding the expiration of a fixed term tenancy agreement that the tenant…
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Patience is a virtue 2-May-2013
A relaxed beautiful middle aged woman looking at alarm clock on desk The Australian real estate sector…
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Investor News This Month- April 2013 4-Apr-2013
Have your say on the revitalization of our region’s capital If you live, work and/or own an…
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Are you a fan of the block? 4-Apr-2013
Did you know that a cosmetic makeover could increase your property investment rental value? Has your property…
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Investor News This month- March 2013 7-Mar-2013
Is your investment property adequately protected from the elements? When was the last time you had the…
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Staying ahead of the tax man 7-Mar-2013
Instead of waiting until the financial year draws to a close, it can be useful to educate…
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Rental Increases - how is this determined 7-Mar-2013
Our job as Property Managers is to ensure that the rent charged for a rental property is…
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Does the location of your property managers office matter? 7-Feb-2013
We are living in time poor days and almost 99% of all prospective tenants use the website when looking…
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Investor News This Month - February 2013 7-Feb-2013
New Year, new goals and a fresh new look Next time you call in to our office…
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Avoid an argument 7-Feb-2013
Human nature tells us that someone will be upset at us at some stage, maybe by their…
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Investor News this month - January 2013 10-Jan-2013
2013 is set to be a great year… All indications are that 2013 will be a positive…
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Tax Depreciation Schedules 10-Jan-2013
Many Australians who own investment property have recently had their accountant process their income tax return. Of…
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How we screen a prospective tenant for your property 10-Jan-2013
All prospective tenants who apply for a property with our company are firstly required to inspect the…
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Have us manage your property for FREE 5-Dec-2012
FEE FREE MANAGEMENT Do you know if you refer a friend or family member that then has…
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Our Virtual Office 4-Oct-2012
At Home Specialist Property Management, keeping up with the times and the latest, most innovative and time…
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Are you at risk? 4-Oct-2012
Whether you choose to self-manage your investment or employ the services of a Property Manager, it is…
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Proposed new swimming pool rules will affect landlords 4-Oct-2012
If your investment property comes with a swimming pool, it may no longer be enough by the…
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What happens when a tenant gives notice? 6-Sep-2012
There is more to the vacating process than a final inspection and releasing the bond. Below is…
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An investment in knowledge always pays the best interest 6-Sep-2012
So, you’ve made the decision to begin or expand your investment property portfolio. You’ve taken into consideration…
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When things go bad - what can you do? 5-Jul-2012
Property investment poses risks, like any type of investment, and one risk that can never be completely…
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Preparing for winter 7-Jun-2012
A halogen or electric heater on wooden floor Now is the time to make sure both your…
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More tenants on the market & exciting new ways to attract them 7-Jun-2012
A number of tenants have given their notice to vacate during the past month, most citing “change”…
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Hot properties 3-May-2012
We are currently experiencing exceptionally high demand for four bedroom family homes, with Kariong being a particular…
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Smoke alarms – what you need to know 3-May-2012
Many landlords are still confused about their responsibilities when it comes to smoke alarms in their rental…
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Maximising returns on your investment property... 29-Feb-2012
...and attracting the ideal tenant in the process! Whether you’re looking to add to your property portfolio…
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Vacancies rates at an all-time low... 29-Feb-2012
Plus learn the facts - Lease renewals Vacancy rates for the month of February in our office…
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Swimming Pools: Landlord Responsibility 29-Feb-2012
Despite the constant review and update for swimming pool legislation, the statistics for childhood swimming pool deaths…
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Do you have landlord insurance? 7-Nov-2011
Useful links... Check out these useful links to landlord insurance Terri Scheer Ebm Insurance
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Is your property water efficient yet? 7-Nov-2011
Ask yourself the following... Do all showerheads, kitchen sinks & bathroom hand basins on the premises have…
